Glossary
Umbrella Policy
A liability policy with high limits. Provides coverage for losses above the liability coverage limits of an underlying policy or policies such as homeowners and auto insurance. Coverages are often broader than those underlying policies and vary from insurance company to insurance company. Unlike the underlying policies a deductible, or retention, is usually applied to a loss before a loss payment.
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Risk Alerts
Protection is our Profession
The history of The Agency is one of steady growth and today it is one of the largest insurance agencies north of Albany. We are very proud of our motto -
"Protection is our Profession" - and we plan to continue our tradition of unexcelled service to the business community and to the people of the North Country for many years to come.
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